0% Balance Transfer Credit Cards

Is it worth Transferring a Credit Card Balance? These days it is easier than ever to lose your hard-earned low credit card rate; it is enough to be late on only a few payments and be hit by a "default rate". When you have too many accounts, you can easily overlook a payment due date. When transferring your balance to a 0% balance transfer credit card, you can consolidate your accounts into one (or a few), get a better rate, and start enjoying the very low introductory rates usually associated with these types of credit cards.

Please select one of our 0% Balance Transfer credit cards from below or choose another sub-category from the menu on the left.

Pulaski Bank Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

Features:

8.00% APR
Low Rate
No Annual Fee
0% Balance Transfers

More info Apply

Pulaski Bank MasterCard® or VISA®

High Velocity Savings! Best Credit Card Rates in the Country...

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

Features:

Purchase rate is a fixed 6.50% annual percentage rate (APR)
Intro balance transfer rate of 0% (apr) for 6 billing periods
Cash rate is 6.50% APR
No cash advance or balance transfer fees
Minimum payment is 2% of outstanding balance*

*See terms & conditions

More info Apply

Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Reward Program: Air Miles
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Issuer: Discover Bank

Features:

12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
1 Mile per $1 on every purchase
Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
No limit on the Miles you earn and Miles don't expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months then the regular APR
No Annual Fee, No Over limit Fee, No Redemption Fee

*View rates, fees, rewards and other important information.

More info Apply

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

Features:

0% intro APR on balance transfers for 15 months, then the Regular APR
0% intro APR on purchases for 15 months, then the Regular APR
5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

*View rates, fees, rewards and other important information.

More info Apply