0% Balance Transfer Credit Cards

Is it worth Transferring a Credit Card Balance? These days it is easier than ever to lose your hard-earned low credit card rate; it is enough to be late on only a few payments and be hit by a "default rate". When you have too many accounts, you can easily overlook a payment due date. When transferring your balance to a 0% balance transfer credit card, you can consolidate your accounts into one (or a few), get a better rate, and start enjoying the very low introductory rates usually associated with these types of credit cards.

Please select one of our 0% Balance Transfer credit cards from below or choose another sub-category from the menu on the left.

IberiaBank Visa® Gold Cash Back Rewards Card

Low variable rates, plus 1% cash back!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: 1% Cashback
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank

    Features:

• 1% cash back on everything you buy from day one.
• No limit on cash back; no expiration for the life of your account
• No minimum to redeem for cash
• No annual membership fee
  
  Download the Terms & Conditions here.

More info           Apply

IberiaBank Visa® Platinum Rewards Card

The Platinum Card with the SCORECARD® Bonus Point Program.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: ScoreCard® Bonus Points
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank

    Features:

• No annual fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles
• Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
  
  Download the Terms & Conditions here.

More info           Apply

IberiaBank Visa® Classic

Variable rates as low as 8.00%!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank

    Features:

• No annual membership fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles*
• 25 Day grace period
• Online access to credit card information
  
  Download the Terms & Conditions here.

More info           Apply

Pulaski Bank Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

    Features:

• 8.00% APR
• Low Rate
• No Annual Fee
• 0% Balance Transfers

More info           Apply

Pulaski Bank MasterCard® or VISA®

High Velocity Savings! Best Credit Card Rates in the Country...

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

    Features:

• Purchase rate is a fixed 6.50% annual percentage rate (APR)
• Intro balance transfer rate of 0% (apr) for 6 billing periods
• Cash rate is 6.50% APR
• No cash advance or balance transfer fees
• Minimum payment is 2% of outstanding balance*
  
  *See terms & conditions

More info           Apply

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• 0% Intro APR*
• Fraud specialists dedicated to helping you 24/7
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 0% Intro APR*
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus® on all other purchases
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners

More info           Apply

Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• Unlimited cash rewards*
• 5% to 20% Cashback Bonus® at top online retailers*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• Talk to a knowledgeable person in less than a minute
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases - personal and business
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply