0% Balance Transfer Credit Cards

Is it worth Transferring a Credit Card Balance? These days it is easier than ever to lose your hard-earned low credit card rate; it is enough to be late on only a few payments and be hit by a "default rate". When you have too many accounts, you can easily overlook a payment due date. When transferring your balance to a 0% balance transfer credit card, you can consolidate your accounts into one (or a few), get a better rate, and start enjoying the very low introductory rates usually associated with these types of credit cards.

Please select one of our 0% Balance Transfer credit cards from below or choose another sub-category from the menu on the left.

Pulaski Bank Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

    Features:

• 8.00% APR
• Low Rate
• No Annual Fee
• 0% Balance Transfers

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Pulaski Bank MasterCard® or VISA®

High Velocity Savings! Best Credit Card Rates in the Country...

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank

    Features:

• Purchase rate is a fixed 6.50% annual percentage rate (APR)
• Intro balance transfer rate of 0% (apr) for 6 billing periods
• Cash rate is 6.50% APR
• No cash advance or balance transfer fees
• Minimum payment is 2% of outstanding balance*
  
  *See terms & conditions

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Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
• Double Miles on your first $3,000 in travel and restaurant purchases each year
• Double Miles through our exclusive online shopping site
• One Mile for every dollar on all other purchases
• Flexible redemption options for travel, gift cards, or cash
• 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR
  
  *View rates, fees, rewards and other important information.

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Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 0% intro APR on balance transfers for a full 15 months, then the Regular APR
• 0% intro APR on purchases for a full 6 months, then the Regular APR
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

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