Credit Card Balance Transfer Rates

0% Intro APR Credit Cards

Please select one of our 0% Introductory APR credit cards from below or choose another sub-category from the menu on the left.


Discover® More® CardCredit Card
Apply for the Discover® More® Card

Make your money worth More.SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
  • 0% Intro APR*
  • Fraud specialists dedicated to helping you 24/7
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

True Earnings® Card from Costco and American ExpressCredit Card
Apply for the True Earnings® Card from Costco and American Express

Earn Cash Back with the True Earnings® Card from Costco and American Express.

Summary:

APR for Balance Transfers: 1.99% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 3% Cash Back
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Earn cash back on gas and a $25 statement credit with your first made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
More info           Apply

Miles by Discover® CardCredit Card
Apply for the Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases - personal and business
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® More® Card - ClearCredit Card
Apply for the Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
  • Talk to a knowledgeable person in less than a minute
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply for the Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Reward Program: Starpoints
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

    See Card Terms and Conditions
More info           Apply

Discover® Student CardCredit Card
Apply for the Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

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