Credit Card Balance Transfer Rates

American Express Co.

These cards are issued by American Express Co.

Blue from American Express®Credit Card
Apply for the Blue from American Express®

0% APR for up to 15 months - Get Blue from American Express®

Summary:

APR for Balance Transfers: 4.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for Up to 15 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Membership Rewards® Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.
More info           Apply

Blue Cash® from American Express®Credit Card
Apply for the Blue Cash® from American Express®

Earn up to 5% cash back on everyday purchases - even gas!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 5% Cash Back
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Up to 5% Cash Back with Unlimited Cash Rewards*
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.

    *See Terms, Conditions & Disclosures
More info           Apply

Platinum Business Credit Card from American Express®Credit Card
Apply for the Platinum Business Credit Card from American Express®

Platinum Business Credit Card from OPEN® the Small Business Team

Summary:

APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Optional (fee applies) Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Credit Line: $1,000 to $50,000
Issuer: American Express Co.

    Features:
  • Option to enroll in the Membership Rewards Express® Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • 0% APR for the first 12 months
  • No annual fee and fee-free Additional Cards
  • Balance Transfer APR: 4.99%*
  • Get a decision in less than 60 seconds
  • Easy, 1-page online application

    *View Terms & Conditions.
More info           Apply

Gold Delta Skymiles® Credit CardCredit Card
Apply for the Gold Delta Skymiles® Credit Card

Get off to a flying start by earning 20,000 bonus miles on your very first purchase.

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $40-$95 thereafter
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn up to 25,000 bonus miles — enough for a total of $250 off Delta flights*
  • Use miles to pay for any Delta seat, anytime — no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket*
  • Earn SkyMiles for every eligible dollar you spend*
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds.

    *See Card Terms and Conditions
More info           Apply

Clear from American Express®Credit Card
Apply for the Clear from American Express®

Clear has absolutely no fees.

Summary:

APR for Balance Transfers: Fixed 5.99% (for Life of Balance)
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: None
Annual Fee: None
Reward Program: Automatic Rewards
Late Fee: None
Overlimit Fee: None
Returned Check Fee: None
Grace Period: 28-31 Days
Issuer: American Express Co.

    Features:
  • 0.00% Intro APR for up to 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic Rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • American Express World-Class customer service
More info           Apply

Blue Sky® from American Express®Credit Card
Apply for the Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Earn points on everything you buy with the Card
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

    *See Terms, Conditions & Disclosures
More info           Apply

Blue Cash® for Business Credit CardCredit Card
Apply for the Blue Cash® for Business Credit Card

Blue Cash® for Business Credit Card from OPENSM the small business team

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 5% Cash Back
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Issuer: American Express Co.

    Features:
  • Up to a 5% cash rebate
  • No Annual Fee
  • 0% APR during your first 6 months
  • Get a decision in less than 60 seconds
  • Easy, 1-page online application
  • No limit to the cash rebate you can earn
  • No minimum spending requirement - start earning cash back right away
  • Earn cash rewards on purchases made by Additional Cardholders
More info           Apply

Platinum Business FreedomPass® Credit CardCredit Card
Apply for the Platinum Business FreedomPass® Credit Card

Your employee purchases can earn you travel savings!

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: Balance transfers may incur a fee*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Bonus Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Issuer: American Express Co.

    Features:
  • 5,000 point welcome bonus with first purchase
  • Earn 1 point for virtually every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise-up to $100 off for every 7,500 points
  • No blackout dates and no travel restrictions
  • 0% Introductory APR on purchases for the first 12 months*
  • No annual fee and the option to pay over time or pay in full
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more

    *View Terms and Conditions.
More info           Apply

American Express SimplyCashSM Business CardCredit Card
Apply for the American Express SimplyCash Business Card

No limit to the cash back you can earn: It's automatic every month...

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 5% Cash Back
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Issuer: American Express Co.

    Features:
  • Earn 5% cash back on wireless service and office supplies.
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter.
  • Earn 1% cash back on virtually all other purchases
  • Cash back is automatically credited to the statement each month
  • 0% intro APR for up to 12 months
  • Additional Cards have no annual fee
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply for the Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Reward Program: Starpoints
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in
  • 95 countries including Sheraton, W Hotels, Westin and more
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • No annual fee for the first year and $45 thereafter
  • Express Approval. Get a decision in less than 60 seconds

    *See Card Terms and Conditions
More info           Apply

Gold Delta SkyMiles® Business Credit CardCredit Card
Apply for the Gold Delta SkyMiles® Business Credit Card

Always Double Miles®!

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $0-$95
Reward Program: SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Issuer: American Express Co.

    Features:
  • Get 20,000 SkyMiles after your first purchase
  • Earn up to 30,000 Bonus Miles in your first year
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay for all or part of your fare with miles
  • and put the rest on your Card; start redeeming at just 10,000 miles
  • Save 5% on Delta flights with your Card
  • One Delta mile for virtually every dollar you spend; earn two Delta miles for virtually every dollar you spend at
  • office supply stores, gas stations, home improvement and hardware stores, wireless phone bill payments, and qualifying Delta flights
  • No annual fee for the first year - a savings of $95
  • No annual fee for Additional Cards
  • Annual $99 Companion Certificate
  • Save 3-25% on business purchases at companies like FedEx, Hertz®, and more

    *View Terms & Conditions.
More info           Apply

Hilton HHonors® Platinum Credit CardCredit Card
Apply for the Hilton HHonors® Platinum Credit Card

Benefits of Hilton HHonors® Platinum Credit Card from American Express

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: HHonors Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • No annual fee
  • Travel Accident Insurance
  • Car Rental Loss and Damage Insurance
  • 10,000 HHonors bonus points after your very first purchase on the Card
  • Earn an additional 10,000 Hilton HHonors® bonus points for your first 4 stays at any Hilton Family Hotel
  • Earn Hilton HHonors® points with virtually every purchase
More info           Apply

Starwood Preferred Guest® Business Credit CardCredit Card
Apply for the Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guests earn free nights at 850 hotels and resorts in 95 countries.

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $0-$45
Reward Program: Starpoints / Starmiles
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — that's good for up to three free nights!*
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels
  • Transfer Starpoints to over 30 frequent flyer programs
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

    *View Terms & Conditions.
More info           Apply

JetBlue Card from American Express®Credit Card
Apply for the JetBlue Card from American Express®

Get more leather, more smiles, more fun - get more of the JetBlue® you love.

Summary:

APR for Balance Transfers: 3.99% (for 6 Months)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $40.00
Reward Program: Award Dollars, TrueBlue® Points
Late Fee: $30.00
Overlimit Fee: $30.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Earn one Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue flight purchases
  • Earn double Award Dollars at restaurants, movie theaters, concerts, golf courses, and other fun places
  • Get 5,000 bonus Award Dollars with your first purchase
  • 100 TrueBlue points = one round trip flight*
  • Pay your bill in full or carry a balance - it's up to you

    *See Card Terms and Conditions
More info           Apply

JetBlue® Business Card from American Express®Credit Card
Apply for the JetBlue® Business Card from American Express®

The only Business Card that earns free flights on JetBlue®.

Summary:

APR for Balance Transfers: 3.99% (for 6 Months)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $40.00
Reward Program: Award Dollars, TrueBlue® Points
Late Fee: $30.00
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card.*
  • 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase*
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more
  • Your TrueBlue® points don't expire when you use your Card
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

    *View Terms and Conditions.
More info           Apply

One from American Express®Credit Card
Apply for the One from American Express®

Pay no fee for your first year — a savings of $35!

Summary:

Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Annual Fee: $35, First Year Free
Reward Program: Savings Plan
Late Fee: $29.00
Grace Period: 30 Days
Credit Line: No pre-set limit*
Issuer: American Express Co.

    Features:
  • Get $50 to jump-start your savings after your first purchase*
  • Earn a competitive Annual Percentage Yield (APY)*
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings account in your name
  • No Preset Spending Limit
  • No annual fee for the first year — that's a $35 savings

    *See Card Terms and Conditions
More info           Apply

American Express® Preferred Rewards Gold CardCredit Card
Apply for the American Express® Preferred Rewards Gold Card

Gold benefits, with a rich array of travel rewards.

Summary:

Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Reward Program: Membership Rewards® Points
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Issuer: American Express Co.

    Features:
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • No Pre-Set Spending Limit*
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds

    *See card offer terms.
More info           Apply

Business Green Rewards Card from OPEN®Credit Card
Apply for the Business Green Rewards Card from OPEN®

Business Green Rewards Card from OPEN® the Small Business Team

Summary:

Ongoing APR: N/A; Due in full each month
Annual Fee: $0-$95
Reward Program: Optional (fee applies) Points
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Issuer: American Express Co.

    Features:
  • First year fee-free
  • No pre-set spending limit
  • Receive 5,000 bonus points on your first purchase
  • Redeem for rewards with as few as 400 points
  • Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
  • Earn 1 Membership Rewards® point for virtually every dollar spent with no limits and no expiration dates
  • Points never expire and there is no maximum amount of points earned
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Get a decision in less than 60 seconds with an easy, 1-page online application
More info           Apply

The Gold Card from American Express OPENSMCredit Card
Apply for the The Gold Card from American Express OPEN

Business Gold Card from OPEN® the Small Business Network

Summary:

Ongoing APR: N/A; Due in full each month
Annual Fee: $0-$125
Reward Program: Optional (fee applies) Points
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Issuer: American Express Co.

    Features:
  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEX®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

    *View Terms and Conditions.
More info           Apply

American Express® Preferred Rewards Green CardCredit Card
Apply for the American Express® Preferred Rewards Green Card

Earn the shopping rewards you really want. Really fast.

Summary:

Ongoing APR: N/A; Due in full each month
Annual Fee: $95.00
Reward Program: Membership Rewards® Points
Late Fee: $0-$30 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Issuer: American Express Co.

    Features:
  • Earn 5,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $50 gift card!
  • No Pre-set Spending Limit*
  • No annual fee for the first year - $95 Thereafter
  • Complimentary enrollment in our award winning Membership Rewards® program.
  • Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
  • Transfer points to 17 frequent flyer programs
  • Express Approval. Get a decision in less than 60 seconds.
  • *See Terms and Conditions
More info           Apply

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