Credit Card Balance Transfer Rates

Airline Mile Credit Cards for Any Major Airline

Choose a specific airline bonus program from the menu on the left or select one of our Major US Airline Rewards credit cards below.


Chase Flexible RewardsSM Platinum Visa®Credit Card
Apply for the Chase Flexible Rewards Platinum Visa®

Your choice. Your chase.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Bonus Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:
  • Earn 1 point for every dollar spent*
  • Earn airline tickets, hotel stays or car rentals.
  • 0% introductory APR* for up to 12 months
  • The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
  • No Annual Fee

    *See Pricing & Terms.
More info           Apply

Bank of America® Accelerated Rewards™ American Express® CardCredit Card
Apply for the Bank of America® Accelerated Rewards™ American Express® Card

Everyday life has its own rewards.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: PetRewards Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
  • Earn rewards faster with 1.25 points for every net retail purchase dollar*
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.
  • Identify theft recovery and absolute fraud protection*
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

Citi PremierPassSM Card Elite LevelCredit Card
Apply for the Citi PremierPass Card Elite Level

You can fly wherever and whenever you want--faster.

Summary:

Ongoing APR: As low as Prime + 8.99% (Currently 13.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $75.00
Reward Program: Extra Travel Rewards, Double Points
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

    *See Terms and Conditions.
More info           Apply

HSBC Platinum MasterCard® with Cash or Fly RewardsCredit Card
Apply for the HSBC Platinum MasterCard® with Cash or Fly Rewards

Two compelling rewards: cash back or travel.

Summary:

APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Reward Program: Cash Back or Travel Rewards
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: HSBC Bank Nevada, N.A.

    Features:
  • Earn one point for every dollar spent
  • Redeem points for roundtrip airfare with no blackout dates
  • Start redeeming for travel with as little as 7,500 points
  • Redeem points for unlimited 1% cash back
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on balance transfers for 12 months*
  • No annual fee

    *See terms & conditions.
More info           Apply

Miles by Discover® CardCredit Card
Apply for the Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Bank of America MilesEdge® CardCredit Card
Apply for the Bank of America MilesEdge® Card

Travel the way you want!

Summary:

APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $19.00
Reward Program: Points for Travel Rewards
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Credit Line: Minimum $500
Issuer: Bank of America

    Features:
  • 0% fixed introductory APR on purchases and balance transfers for the first six billing cycles*
  • Earn points for worldwide travel rewards
  • 1,000 bonus points with first purchase
  • Earn one point for every $1 in purchases*
  • Receive 1,000 bonus points after your first purchase
  • Earn points toward worldwide travel and related rewards beginning at 10,000 points
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

Bank of America WorldPoints™ Platinum Plus® CardCredit Card
Apply for the Bank of America WorldPoints™ Platinum Plus® Card

The WorldPoints credit card gives you a world of choice.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.99%*
Cash Advance APR: 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: WorldPoints
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • Earn 1 Point for every dollar you spend in net retail purchases.*
  • Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No annual fee
  • Low Intro Rate
  • Absolute Fraud Protection
  • Free 24/7 Concierge Service
  • Card issued by FIA Card Services, N.A.

    *See website for important rate and fee information.
More info           Apply

Capital One® No Hassle MilesSM Rewards - Good CreditCredit Card
Apply for the Capital One® No Hassle Miles Rewards - Good Credit

Earn miles 25% faster than with regular miles cards!

Summary:

APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$15,000*
Issuer: Capital One Bank

    Features:
  • Earn miles 25% faster than regular miles cards—for customers with good credit
  • Earn 1.25 miles for each dollar spent on purchases
  • No expiration date on miles and no limit on the miles you can earn
  • No blackout dates or seat restrictions
  • 16.9% APR on purchases and balance transfers

    *See website for Disclosures.
More info           Apply

Choice Privileges® Visa® Platinum CardCredit Card
Apply for the Choice Privileges® Visa® Platinum Card

Redeem points towards free nights, airline miles, gift certificates.

Summary:

APR for Balance Transfers: 1.99%* (for six billing cycles)
Balance Transfer Fee: None
Intro APR for Purchases: 1.99% (for six billing cycles)
Ongoing APR: Prime + 13.99% (Currently 18.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Miles, Points, Free Nights
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Credit Line: Minimum $500
Issuer: Bank of America

    Features:
  • 8,000 Points awarded after 1st purchase
  • 2 points for every $1 on net retail purchases
  • Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®
  • No Annual Fee
  • Total Security Protection
  • Card issued by FIA Card Services, N.A.

    *See important rate and fee information.
More info           Apply

Citi PremierPassSM CardCredit Card
Apply for the Citi PremierPass Card

Fly wherever and whenever you want.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 6.99% (Currently 11.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Rewards, Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*

    *See Terms and Conditions.
More info           Apply

Blue Sky® from American Express®Credit Card
Apply for the Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Earn points on everything you buy with the Card
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

    *See Terms, Conditions & Disclosures
More info           Apply

Advanta Life-of-Balance Platinum CardCredit Card
Apply for the Advanta Life-of-Balance Platinum Card

The BusinessCard as individual as your business...only from Advanta.

Summary:

APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 3.99% (Currently 8.99%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Issuer: Advanta Bank

    Features:
  • 2.99% Fixed APR for LIFE on balances transferred within 3 months
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions.
More info           Apply

Starwood Preferred Guest® Business Credit CardCredit Card
Apply for the Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guests earn free nights at 850 hotels and resorts in 95 countries.

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $0-$45
Reward Program: Starpoints / Starmiles
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — that's good for up to three free nights!*
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels
  • Transfer Starpoints to over 30 frequent flyer programs
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

    *View Terms & Conditions.
More info           Apply

BoatU.S. WorldPoints® Platinum Plus® Visa®Credit Card
Apply for the BoatU.S. WorldPoints® Platinum Plus® Visa®

Bonus points for "marine" net retail transactions.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: WorldPoints with Marine Bonus Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • No annual fee.
  • Absolute fraud protection
  • Online access and 24-hour service
  • Access to the MyConciergeSM service, a unique personal assistance service
  • Introductory 0% Annual Percentage Rate (APR)* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10).

    *See website for important rate and fee information.
More info           Apply

Advanta Custom Platinum BusinessCard with RewardsCredit Card
Apply for the Advanta Custom Platinum BusinessCard with Rewards

A business credit card, now with your favorite image on it.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 5% Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Issuer: Advanta Bank

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus logo or other image!
  • No Tax ID required for application
  • Build Business Credit with the Advanta BusinessCard

    * See website for Terms and Conditions.
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply for the Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Reward Program: Starpoints
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in
  • 95 countries including Sheraton, W Hotels, Westin and more
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • No annual fee for the first year and $45 thereafter
  • Express Approval. Get a decision in less than 60 seconds

    *See Card Terms and Conditions
More info           Apply

Advanta Platinum with RewardsCredit Card
Apply for the Advanta Platinum with Rewards

Low Rates, Rich Rewards and Exclusive Savings.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 5% Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Issuer: Advanta Bank

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions, important information, benefits and limitations.
More info           Apply

American Express® Preferred Rewards Gold CardCredit Card
Apply for the American Express® Preferred Rewards Gold Card

Gold benefits, with a rich array of travel rewards.

Summary:

Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Reward Program: Membership Rewards® Points
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Issuer: American Express Co.

    Features:
  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
  • No pre-set spending limit*
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Global Assist® Hotline and many more benefits included.

    *See card offer terms.
More info           Apply

Citi® Diamond Preferred® Rewards CardCredit Card
Apply for the Citi® Diamond Preferred® Rewards Card

For every passion, there's a reward.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 5.49% (Currently 10.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Reward Points, Gift Card
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening*
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases*
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases

    *See Terms and Conditions.
More info           Apply

AT&T Universal Savings & Rewards CardCredit Card
Apply for the AT&T Universal Savings & Rewards Card

Your cell phone screen. Your computer screen. Your TV screen. AT&T powers them all.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 10% Savings* + ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Credit Line: Minimum $500
Issuer: Citibank

    Features:
  • 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases
  • Up to 10% savings for the first 12 months on AT&T purchases*
  • Plus AT&T calling benefits*: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for up to 12 months*
  • No annual fee

    *See Terms and Conditions.
More info           Apply

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