Capital One Bank
These cards are issued by Capital One Bank
Capital One® No Hassle CashSM Rewards - Limited History
A Cash Back card for people New to Credit.
Summary:
APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.65%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.65%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
Features:
- 25% annual bonus on the cash you earn*
- 1% cash back on every purchase
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
- No limit on cash back and rewards won't expire for the life of your account
- Redeem cash whenever you want
*See website for Disclosures.
Capital One® Standard Platinum
Great choice if you carry a balance short-term.
Summary:
APR for Balance Transfers: 19.80%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 19.55%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
APR for Balance Transfers: 19.80%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 19.55%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
Features:
- 0% on purchases until December 2008. After that, variable APR, currently 19.55%
- No annual fee
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
- Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
*See website for Disclosures.
Visa® Business Platinum with No Hassle CashSM
Enjoy the convenience of cash rewards!
Summary:
APR for Balance Transfers: 14.99%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until August 2009)
Ongoing APR: 14.99%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000
Issuer: Capital One Bank
APR for Balance Transfers: 14.99%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until August 2009)
Ongoing APR: 14.99%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000
Issuer: Capital One Bank
Features:
- 0% APR on purchases until August 2009
- 1% cash back on all purchases with no category limits and no restrictions
- A 25% bonus each year on cash you earned the previous year
- No annual fee
- Free employee cards with individual spending limits you set
*See website for terms and conditions.
Capital One® No Hassle CashSM Rewards for Students
Establish Credit™Save For Your Next Big Purchase
Summary:
APR for Balance Transfers: 16.65%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
APR for Balance Transfers: 16.65%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
Features:
- If you have a limited credit history or past credit problems, this cash rewards card is for you
- 25% annual bonus on the cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won't expire for the life of your account
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%*
- Great savings—At Capital One Saving ZoneSM on Yahoo! Shopping
*See website for Disclosures.
Capital One® No Hassle CashSM Rewards - Excellent Credit
For customers with excellent credit
Summary:
APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Ongoing APR: 14.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $19-$39
Overlimit Fee: None
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000*
Issuer: Capital One Bank
APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Ongoing APR: 14.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $19-$39
Overlimit Fee: None
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000*
Issuer: Capital One Bank
Features:
- 2% cash back on purchases at gas stations and major grocery and drug stores and 1% cash back on all other purchases.*
- No limit on cash back and rewards won't expire for the life of your account
- 14.9% APR on purchases and balance transfers
- Request your cash back rewards whenever you want
*See website for Disclosures.
Capital One® No Hassle MilesSM Rewards - Good Credit
Earn miles 25% faster than with regular miles cards!
Summary:
APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$15,000*
Issuer: Capital One Bank
APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$15,000*
Issuer: Capital One Bank
Features:
- Earn miles 25% faster than regular miles cards—for customers with good credit
- Earn 1.25 miles for each dollar spent on purchases
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates or seat restrictions
- 16.9% APR on purchases and balance transfers
*See website for Disclosures.



