Credit Card Balance Transfer Rates

Chase Free Cash RewardsSM Visa® Card

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Cash Back or Gift Card/Certificate
Issuer: Chase Manhattan Bank

Apply for the Chase Free Cash Rewards Visa® Card   Apply Here



Credit CardRates

The Chase Free Cash RewardsSM Visa® Card gives you the extraordinary benefit of earning points for every purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards! Chase Free Cash RewardsSM Platinum Visa® Card. Earn 1,000 bonus points*, No Annual Fee and 0% Intro APR for up to 12 Months*! Apply Now!
*See Card Terms & Conditions.

1 Free means you will not be charged a yearly program fee for the rewards program. You will earn 1 point for each $1 of eligible net purchases and 1 point for each $1 of interest incurred on unpaid purchase balances. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation on net purchases is 60,000 points per calender year. There is no maximum point accumulation on interest. See Rewards Program Rules and Regulations which will be mailed after your account is established.

2 You will receive 1,000 bonus points with this offer. Please allow 6 to 8 weeks after your first purchase for bonus points to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus points, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first-time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.

3 Length of your introductory period will be either 6 billing cycles from account opening for purchases and balance transfers or 3 billing cycles from account opening for balance transfers depending on our review of your application and credit history. APR is valid for introductory period so long as you comply with the terms of your account. Also, Chase Bank USA applies payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

Chase cardmembers who currently have or have had a Chase credit card in this Rewards Program or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for this bonus offer. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.


Balance Transfer Option: The Visa®, MasterCard®, Discover®, American Express® or any store card account(s) you list will show a credit, reducing the amount you owe them by the amount you transferred. The available credit on your new account will be reduced, just as if you had made a purchase. The balance transfer amount(s) will show up on your initial statement for your new account. Your other credit card account(s) will not be closed even if you transfer your entire balance(s). If you want to close an account, please contact the other credit card company directly. It may take up to three weeks to set up your account and post the balance transfers. Therefore, you may need to make payments to your other account(s) to keep them current. Balance transfers are contingent upon issuance of your new account. There will be a transaction fee for each balance transfer if one is disclosed in the Rate, Fee and Other Cost Information that accompany this offer. We reserve the right to decline to process any partial or full balance transfer request and will not process a balance transfer request from any other account with us or any of our affiliates.

See web site for complete terms & conditions


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