Credit Card Balance Transfer Rates

Citibank

These cards are issued by Citibank

Citi CashReturnsSM CardCredit Card
Apply for the Citi CashReturns Card

Cash back, without limits.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • Earn a full 1% cash back on every purchase*
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 — no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No Annual Fee

    *See Terms and Conditions.
More info           Apply

Citi® Home Rebate Platinum Select® MasterCard®Credit Card
Apply for the Citi® Home Rebate Platinum Select® MasterCard®

Time flies. Wouldn't it be nice if your mortgage did too?

Summary:

APR for Balance Transfers: Prime + 4.99% (Currently 9.99%)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Mortgage Rebate
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
  • Receive 1% on all other purchases
  • Rebate automatically applied to your mortgage principal
  • NO CAP or limits on the amount of rebates you can accumulate in a year
  • No annual fee

    *See Terms and Conditions.
More info           Apply

Citi® Platinum Select® MasterCard®Credit Card
Apply for the Citi® Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for Up to 12 Months*)
Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management

    *See Terms and Conditions.
More info           Apply

Citi® Diamond Preferred® CardCredit Card
Apply for the Citi® Diamond Preferred® Card

Apply now — it's in your best interest!

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for Up to 12 Months*)
Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee applies with this offer

    *See Terms and Conditions.
More info           Apply

Citi® Diamond Preferred® Rewards CardCredit Card
Apply for the Citi® Diamond Preferred® Rewards Card

For every passion, there's a reward.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 5.49% (Currently 10.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Reward Points, Gift Card
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening*
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases*
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases

    *See Terms and Conditions.
More info           Apply

Citi® Dividend Platinum Select® Card for College StudentsCredit Card
Apply for the Citi® Dividend Platinum Select® Card for College Students

You've got the power to build your future.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-2% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • No Cosigner or Minimum Income Required
  • Free Online Account Management
  • Citi® Identity Theft Solutions
  • Citi® Photocard option*
  • The Lost Wallet® Service*
  • Credit Education Tools
  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • Build your credit history

    *See Terms and Conditions.
More info           Apply

AT&T Universal Savings Platinum CardCredit Card
Apply for the AT&T Universal Savings Platinum Card

The innovation that saves you 10% on all the others.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 10% Savings*
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Credit Line: Minimum $500
Issuer: Citibank

    Features:
  • Up to 10% savings for the first 12 months on AT&T purchases*
  • Plus AT&T calling benefits*: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for up to 12 months*
  • No annual fee

    *See Terms and Conditions.
More info           Apply

Citi PremierPassSM CardCredit Card
Apply for the Citi PremierPass Card

Fly wherever and whenever you want.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 6.99% (Currently 11.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Rewards, Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*

    *See Terms and Conditions.
More info           Apply

Citi® Dividend Platinum Select® CardCredit Card
Apply for the Citi® Dividend Platinum Select® Card

Earn Cash Back on Everything.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR on balance transfers for up to 12 months.*
  • Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases*
  • Earn Cash Back on qualifying balance transfers and eligible cash advances.
  • Earn unlimited cash back by shopping within the Citi Bonus Cash CenterSM
  • No annual fee.

    *See Terms and Conditions.
More info           Apply

AT&T Universal Savings & Rewards CardCredit Card
Apply for the AT&T Universal Savings & Rewards Card

Your cell phone screen. Your computer screen. Your TV screen. AT&T powers them all.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 10% Savings* + ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Credit Line: Minimum $500
Issuer: Citibank

    Features:
  • 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases
  • Up to 10% savings for the first 12 months on AT&T purchases*
  • Plus AT&T calling benefits*: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for up to 12 months*
  • No annual fee

    *See Terms and Conditions.
More info           Apply

Citi® Bronze®/AAdvantage® Card for College StudentCredit Card
Apply for the Citi® Bronze®/AAdvantage® Card for College Student

Your next flight may cost less than your next pizza.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • No annual fee for your card and free membership in American Airlines AAdvantage® program*
  • Earn 1 AAdvantage® mile for every $2 you spend — up to 25,000 miles per year*
  • No blackout dates on AAdvantage® award travel*
  • AAdvantage® miles may never expire*
  • $0 liability on unauthorized charges
  • Access to credit education tips and tools
  • No minimum income or co-signer required
  • Special Student Deals

    *See Terms and Conditions.
More info           Apply

Citi® Platinum Select® Visa® Card for College StudentsCredit Card
Apply for the Citi® Platinum Select® Visa® Card for College Students

You establish great friendships in college. Establish great credit too.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No annual fee
  • Free Online Account Management
  • Great student discounts

    *See Terms and Conditions.
More info           Apply

Citi® Hilton HHonors® Visa® Signature CardCredit Card
Apply for the Citi® Hilton HHonors® Visa® Signature Card

Citi® Hilton HHonors® Visa® Card: benefits and free night's stays awaits you.

Summary:

APR for Balance Transfers: 2.99% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 2.99% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%) / Prime + 11.99 *
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Hilton HHonors Bonus Points
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 15,000 Hilton HHonors bonus points—enough for TWO FREE NIGHTS at Opportunity Category Hilton Family Hotels. Just make your first purchase on the card within 2 MONTHS of account opening.
  • Earn 3 Hilton HHonors bonus points for each $1 spent on purchases at supermarkets, drugstores, and gas stations.
  • Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
  • HHonors Silver VIP status. As a cardmember, enjoy the benefits of a complimentary upgrade to HHonors Silver VIP status.
  • Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.

    *See Terms and Conditions.
More info           Apply

Citi® Driver's Edge® Visa® for College StudentsCredit Card
Apply for the Citi® Driver's Edge® Visa® for College Students

School's hard. Getting this card is not.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Drive Rebates®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances, and balance transfers
  • Earn rebates towards any car, new or used*.
  • Build your credit history
  • Free online account management
  • $0 liability on unauthorized purchases
  • No annual fee

    *See Terms and Conditions.
More info           Apply

Citi® mtvU™ Platinum Select® Visa® Card for College StudentsCredit Card
Apply for the Citi® mtvU™ Platinum Select® Visa® Card for College Students

Get serious rewards.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases
  • Earn 25 ThankYou Points for paying on time
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
  • Redeem points for gift cards, MTV events, and airline tickets
  • No Annual Fee

    *See Terms and Conditions.
More info           Apply

Citi® Bronze® / AAdvantage® World MasterCard®Credit Card
Apply for the Citi® Bronze® / AAdvantage® World MasterCard®

Get the only Citi® / AAdvantage® Card with no annual fee.

Summary:

Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • Earn 5,000 Bonus Miles after your first purchase with the card*
  • Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases*
  • No blackout dates*
  • AAdvantage® miles may never expire*
  • No annual fee for your card
  • No annual fee for American Airlines AAdvantage® program membership

    *See Terms and Conditions.
More info           Apply

Citi® Gold AAdvantage® World MasterCard®Credit Card
Apply for the Citi® Gold AAdvantage® World MasterCard®

Get Reduced Mileage Awards*

Summary:

Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: First Year Free; then $50
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Credit Line: No pre-set limit*
Issuer: Citibank

    Features:
  • 15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months*
  • NO ANNUAL FEE for 12 months!*
  • Earn 1 American Airlines AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
  • No blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection® carriers*
  • AAdvantage® miles may never expire*
  • Redeem AAdvantage® miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
  • Reduced Mileage Awards - 5,000 fewer AAdvantage® miles to select destinations
  • No pre-set spending limit*

    *See Terms and Conditions.
More info           Apply

Citi® Platinum Select® AAdvantage® World MasterCard®Credit Card
Apply for the Citi® Platinum Select® AAdvantage® World MasterCard®

Get More out of Life with the Citi® Platinum Select® AAdvantage® World MasterCard®.

Summary:

Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: First Year Free; then $85
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Credit Line: No pre-set limit*
Issuer: Citibank

    Features:
  • 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months *
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases*
  • No blackout dates for AAdvantage® award travel on select carriers*
  • Redeem AAdvantage® miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
  • AAdvantage® miles may never expire*
  • Reduced Mileage Awards*
  • No pre-set spending limit*

    *See Terms and Conditions.
More info           Apply

Citi PremierPassSM Card Elite LevelCredit Card
Apply for the Citi PremierPass Card Elite Level

You can fly wherever and whenever you want--faster.

Summary:

Ongoing APR: As low as Prime + 8.99% (Currently 13.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $75.00
Reward Program: Extra Travel Rewards, Double Points
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

    *See Terms and Conditions.
More info           Apply

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