Credit Card Balance Transfer Rates

Discover® Credit Cards

In August 2006, Discover® Card launched a new national advertising campaign that highlights their commitment to ensuring that their products and practices give consumers more of what's important to them. The advertisements feature animated scissors cutting up credit cards tossed to them by consumers who are relieved to get rid of their existing cards and move towards a new relationship that puts them first. This new brand imagery reflects Discover's challenge to consumers to reevaluate how well their primary credit card meets their needs, while sharing Discover's commitment to what they want most: clarity, control, rewards and service.

The campaign begins by asking a series of "What if" questions that encourage consumers to consider what it would be like to have a credit card from a company that understands their needs and is committed to giving them more of what they want and less of what they don't.

At Discover Card, they believe that it's time a credit card company put consumers back in the driver's seat. Discover Card is working hard to help consumers make the most of their purchases and finances. It's Discover Card's commitment to every Cardmember.

Please select one of our Discover® credit cards from below or choose another sub-category from the menu on the left.


Discover® More® CardCredit Card
Apply for the Discover® More® Card

Make your money worth More.SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

Miles by Discover® CardCredit Card
Apply for the Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® More® Card - ClearCredit Card
Apply for the Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student CardCredit Card
Apply for the Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 13.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

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