No Annual Fee Credit Cards
Please select one of our $0 Annual Fee credit cards from below or choose another sub-category from the menu on the left.
Discover® More® Card
Make your money worth More.SM*
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
IberiaBank Visa® Gold Cash Back Rewards Card
Low variable rates, plus 1% cash back!
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: 1% Cashback
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: 1% Cashback
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
Features:
- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Discover® Open Road® Card
5% Cashback Bonus® on gas and auto maintenance purchases
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
Discover® More® Card - Clear
5% Cashback Bonus®*!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
True Earnings® Card from Costco and American Express
Earn Cash Back with the True Earnings® Card from Costco and American Express.
Summary:
APR for Balance Transfers: 1.99% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Intro APR for Purchases: 0.00% (for 3 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 3% Cash Back
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.
APR for Balance Transfers: 1.99% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Intro APR for Purchases: 0.00% (for 3 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 3% Cash Back
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.
Features:
- Earn cash back on gas and a $25 statement credit with your first made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
Miles by Discover® Card
A Miles card with no annual fee!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases - personal and business
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
- 0% Intro APR*
*View rates, fees, rewards and other important information.
IberiaBank Visa® Platinum Rewards Card
The Platinum Card with the SCORECARD® Bonus Point Program.
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: ScoreCard® Bonus Points
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Reward Program: ScoreCard® Bonus Points
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
Features:
- No annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
Download the Terms & Conditions here.
IberiaBank Visa® Classic
Variable rates as low as 8.00%!
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
Features:
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles*
- 25 Day grace period
- Online access to credit card information
Download the Terms & Conditions here.