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Bad Credit/No Credit Credit Cards

You can select a more specific, poor credit credit card type from the menu bar on the left or browse through the full list of our Bad Credit/No Credit credit cards below.


First PREMIER Bank MasterCard®Credit Card
Apply for the First PREMIER Bank MasterCard®

Apply for a Credit Card with Less than Perfect Credit!

Summary:

Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank

    Features:
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • 24-Hour Account Access by Phone

    See Rates, Fees & Terms for current information.
More info           Apply

Capital One® Standard PlatinumCredit Card
Apply for the Capital One® Standard Platinum

Great choice if you carry a balance short-term.

Summary:

APR for Balance Transfers: 19.80%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 19.55%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank

    Features:
  • 0% on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

    *See website for Disclosures.
More info           Apply

Capital One® No Hassle CashSM Rewards - Limited HistoryCredit Card
Apply for the Capital One® No Hassle Cash Rewards - Limited History

A Cash Back card for people New to Credit.

Summary:

APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.65%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank

    Features:
  • 25% annual bonus on the cash you earn*
  • 1% cash back on every purchase
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
  • No limit on cash back and rewards won't expire for the life of your account
  • Redeem cash whenever you want

    *See website for Disclosures.
More info           Apply

Centennial® MasterCard®/Visa®Credit Card
Apply for the Centennial® MasterCard®/Visa®

Reports monthly to 4 Major Credit Bureaus!

Summary:

Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank

    Features:
  • Low APR on purchases
  • Credit decisions in less than 60 seconds
  • A Credit Card for Those with Less than Perfect Credit
  • Quality Customer Service
  • Accepted where you see the MasterCard®/Visa® logo
  • Over 3 million credit card holders
  • Choice of MasterCard® or Visa®
  • Enjoy the benefit of 24-hour phone account access
  • Get access to online credit education
  • Monthly credit bureau reporting

    *See Rates, Fees & Terms for current information.
More info           Apply

Total Visa® CardCredit Card
Apply for the Total Visa® Card

The VISA Card for people with "less than perfect" credit.

Summary:

Ongoing APR: 19.92%
Cash Advance APR: 19.92%
Cash Advance Fee: $5
Annual Fee: $48.00
Late Fee: $29.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: 25 Days
Total Initial Charge: $200.00
Credit Line: Starting at $250.00
Issuer: Plains Commerce Bank

    Features:
  • Instant On-Line Decision
  • Free 24 hour Online Account Access
  • Monthly Reporting to All Major Credit Bureaus
  • Fraud Protection
  • Outstanding Customer Service

    See Rates, Fees & Other Costs.
More info           Apply

Continental Finance Gold MasterCard®Credit Card
Apply for the Continental Finance Gold MasterCard®

Get a second chance with rates as low as 9.75% APR*!

Summary:

Ongoing APR: 9.75%
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $25.00
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Issuer: First Bank of Delaware

    Features:
  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of carrying a Gold card

    *See website forTerms and Conditions.
More info           Apply

UltraVX Visa®Credit Card
Apply for the UltraVX Visa®

Now anyone can qualify for a credit card with UltraVX Visa®.

Summary:

Ongoing APR: 14.9%
Cash Advance APR: 18.00%
Cash Advance Fee: $2
Reward Program: Clear Rewards
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Issuer: MetaBank

    Features:
  • Credit-On Demand™*: up to $25,000 credit line
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

    *Patent Pending
More info           Apply

Rewards 660 Visa® CardCredit Card
Apply for the Rewards 660 Visa® Card

Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months.

Summary:

Ongoing APR: 19.92%
Cash Advance APR: 19.92%
Cash Advance Fee: $5.00*
Annual Fee: $48.00
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Credit Line: $300 to $2,000
Issuer: Dakota State Bank

    Features:
  • No Fee Credit Limit Increases*
  • $300 Starting and $2,000 Maximum Credit Limit
  • Fast Online Response
  • Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
  • FREE Online Account Access
  • FREE Online Payments

    *See Rates, Fees & Terms.
More info           Apply

Centennial® Gold MasterCard®/Visa®Credit Card
Apply for the Centennial® Gold MasterCard®/Visa®

Your Chance to Apply for the Prestige of GOLD!

Summary:

Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank

    Features:
  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases
  • Get the prestige of a GOLD MasterCard®/Visa®
  • All applications accepted
  • All credit types welcome to apply
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!

    *See Rates, Fees & Terms for current information.
More info           Apply

Continental Finance MasterCard®Credit Card
Apply for the Continental Finance MasterCard®

Get a second chance with Continental Finance!

Summary:

Ongoing APR: 19.92%
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $50.00
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $250.00
Credit Line: $300-$2,000*
Issuer: First Bank of Delaware

    Features:
  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide

    *See website for other fees, rates, and terms and conditions.
More info           Apply

First PREMIER Bank Platinum Credit CardCredit Card
Apply for the First PREMIER Bank Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.

Summary:

Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank

    Features:
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All applications accepted!
  • All credit types welcome to apply!

    See Rates, Fees & Terms for current information.
More info           Apply

Tribute® Gold MasterCard® Credit CardCredit Card
Apply for the Tribute® Gold MasterCard® Credit Card

Bad credit history? This could be the right card for you!

Summary:

Ongoing APR: Prime +11.75%* (Min. 19.50%)
Cash Advance APR: min. 25.50%*
Minimum Cash Advance APR: 25.5%*
Cash Advance Fee: 5% (minimum $5)
Annual Fee: $150*
Late Fee: $35*
Overlimit Fee: $35*
Returned Check Fee: $35*
Grace Period: 25 Days
Credit Line: $300*
Issuer: First Bank of Delaware

    Features:
  • Unsecured Gold MasterCard® Credit Card
  • Reports to the Major Credit Bureaus
  • MasterCard® cards are accepted at over 25 million locations worldwide
  • Quick Online Decision
  • Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
More info           Apply

Orchard Bank Classic MasterCard®Credit Card
Apply for the Orchard Bank Classic MasterCard®

If you do not qualify for the Classic card, you will be offered Secured card!

Summary:

Ongoing APR: 8.90%-15.99%
Cash Advance APR: Prime + 17.15% (Currently 22.15%)
Minimum Cash Advance APR: 20.90%
Cash Advance Fee: 5% (minimum $20)
Annual Fee: $79.00
Late Fee: $30-$35
Overlimit Fee: $30.00
Grace Period: 25 Days
Issuer: HSBC Bank Nevada, N.A.

    Features:
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

    View the Credit Terms & Conditions.
More info           Apply

First PREMIER Bank Gold MasterCard®Credit Card
Apply for the First PREMIER Bank Gold MasterCard®

Get the prestige of a Gold card! Credit decisions in less than 60 seconds!

Summary:

Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank

    Features:
  • Quality Customer Service
  • Low APR on purchases
  • Instant credit decisions
  • Gold Card Prestige
  • Reports monthly to 4 Major Credit Bureaus
  • Accepted where you see the MasterCard logo
  • Over 3 million credit card holders

    See Rates, Fees & Terms for current information.
More info           Apply

New Millennium Bank Platinum Visa® or MasterCard®Credit Card
Apply for the New Millennium Bank Platinum Visa® or MasterCard®

NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Reward Program: Travel Rewards
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Issuer: New Millennium Bank

    Features:
  • Guaranteed* Issue
  • NO credit check, EVER
  • NOBODY gets turned down
  • Reports to 3 major CREDIT BUREAUS
  • Credit approval for up to $10,000 (with both cards)*
  • YOU are APPROVED regardless of income or credit history
  • Complimentary online services for account management and payments

    *See Rates, Fees & Other Terms.
More info           Apply

First PREMIER Bank Secured MasterCard®Credit Card
Apply for the First PREMIER Bank Secured MasterCard®

A MasterCard® Credit Card for Those with Less than Perfect Credit!

Summary:

Ongoing APR: 19.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $69.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Issuer: First PREMIER Bank

    Features:
  • Reports monthly to 4 Major Credit Bureaus
  • Quality Customer Service
  • Accepted where you see the MasterCard® logo
  • Over 3 million credit card holders
  • Enjoy the benefit of 24-hour phone account access

    *See Rates, Fees & Terms for current information.
More info           Apply

Centennial® Secured MasterCard®Credit Card
Apply for the Centennial® Secured MasterCard®

A Secured Card that Reports monthly to 4 Major Credit Bureaus

Summary:

Ongoing APR: 19.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $69.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Issuer: First PREMIER Bank

    Features:
  • A MasterCard® for Those With Less Than Perfect Credit
  • Enjoy the Benefit of 24 hour Account Access by Phone
  • Accepted where you see the MasterCard® Logo
  • Over 3 Million Card Holders
  • Quality Customer Service

    *See Rates, Fees & Terms for current information.
More info           Apply

Access Visa® CardCredit Card
Apply for the Access Visa® Card

Access Visa® for those with less than perfect credit!

Summary:

Ongoing APR: 19.92%
Cash Advance APR: 19.92%
Cash Advance Fee: $5
Annual Fee: $48.00
Late Fee: $29.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: 25 Days
Total Initial Charge: $200.00
Credit Line: Starting at $250.00
Issuer: Plains Commerce Bank

    Features:
  • Instant On-Line Decision
  • Bad Credit? No Credit? Give Access A Try!
  • Outstanding Customer Service
  • Free 24 Hour Online Account Access
  • Reports to All Major Credit Bureaus

    See Rates, Fees & Other Costs.
More info           Apply

MyCreditCardFinderCredit Card
Apply for the MyCreditCardFinder

One site, dozens of offers tailored to you!

    Features:
  • Simple and Easy to use
  • Review up to 10 different credit card offers
  • Find a credit card at no cost
  • Free credit related information
More info           Apply

All-Access® Visa® Prepaid CardCredit Card
Apply for the All-Access® Visa® Prepaid Card

Choice of Flat-fee or Pay-as-you-go Fee Plans.

Summary:

Annual Fee: $0.00 or $69.95*
Returned Check Fee: $5.95
Grace Period: N/A
Total Initial Charge: $9.95
Credit Line: $5,000 Maximum Deposit
Issuer: MetaBank

    Features:
  • No upfront costs
  • No hassle
  • Multiple cards
  • Free direct deposit
  • Flexible fee plans*
  • Access to cash

    *See web site for Features & Fees.
More info           Apply

BuyRIGHT Prepaid MasterCard®Credit Card
Apply for the BuyRIGHT Prepaid MasterCard®

BuyRIGHT is RIGHT for you!

Summary:

Late Fee: N/A
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $49.95
Issuer: MetaBank

    Features:
  • Click-N-Pay bill payment
  • Free direct deposit
  • Free activity alerts
  • On-line money management tools
  • BuyRIGHT Rewards program
  • No Credit Checks
  • No Employment Verification
  • No Monthly or Annual Fee Option
  • Free BuyRIGHT Marketplace Membership
More info           Apply

AccountNow™ Vantage Debit MasterCard®Credit Card
Apply for the AccountNow™ Vantage Debit MasterCard®

Get the perfect alternative to a bank account!

Summary:

Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Total Initial Charge: $19.95 (Plus Plan)
Credit Line: relodable $10,000
Issuer: MetaBank

    Features:
  • Instant Guaranteed Approval* - no credit check, no security deposit
  • $0 ACTIVATION FEE - when you load your card by direct deposit
  • Free Direct Deposit - no more check cashing fees
  • Free Online Bill Pay - no need for expensive money orders
  • Free Credit Builder? - bill pay transactions are reported to PRBC®
  • No Overdraft Fees - no minimum balance required
  • iAdvance loan option, no credit check needed.*
  • Reloadable - $10,000 balance limit

    *See web site for Features & Fees.
More info           Apply

Western Union® Prepaid MasterCard®Credit Card
Apply for the Western Union® Prepaid MasterCard®

Credit problem? No problem!

Summary:

Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Issuer: BankFirst

    Features:
  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted — even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.
More info           Apply

Wired Plastic™ Prepaid Visa® CardCredit Card
Apply for the Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Reward Program: Wired Points™
Total Initial Charge: $9.95
Issuer: BankFirst

    Features:
  • Receive your new Visa® card in as little as 3 days
  • No Upfront Payment Required
  • Overdraft Safety Program
  • Rewards Program
  • Integrated Bill Pay Service
  • Convenient Loading Options

    *See Terms and Conditions.
More info           Apply

Eufora Elite Credit Builder Prepaid MasterCard®Credit Card
Apply for the Eufora Elite Credit Builder Prepaid MasterCard®

Eufora™ MasterCard® Card - The Income Opportunity Card™

Summary:

Annual Fee: $0.00 ($99.95 WAIVED!)
Reward Program: Income Opportunity
Overlimit Fee: $29.00
Issuer: The Bancorp Bank

    Features:
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

    *View card Terms & Conditions.
More info           Apply

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