Credit Card Balance Transfer Rates

Continental OnePass® Airline Mile Credit Cards

Choose another airline bonus program from the menu on the left or select one of our credit cards with OnePass® miles below.


Chase Flexible RewardsSM Platinum Visa®Credit Card
Apply for the Chase Flexible Rewards Platinum Visa®

Your choice. Your chase.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Bonus Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:
  • Earn 1 point for every dollar spent*
  • Earn airline tickets, hotel stays or car rentals.
  • 0% introductory APR* for up to 12 months
  • The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
  • No Annual Fee

    *See Pricing & Terms.
More info           Apply

Gold Delta Skymiles® Credit CardCredit Card
Apply for the Gold Delta Skymiles® Credit Card

Get off to a flying start by earning 20,000 bonus miles on your very first purchase.

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None for 1 Year; $40-$95 thereafter
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn up to 25,000 bonus miles — enough for a total of $250 off Delta flights*
  • Use miles to pay for any Delta seat, anytime — no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket*
  • Earn SkyMiles for every eligible dollar you spend*
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds.

    *See Card Terms and Conditions
More info           Apply

Citi PremierPassSM Card Elite LevelCredit Card
Apply for the Citi PremierPass Card Elite Level

You can fly wherever and whenever you want--faster.

Summary:

Ongoing APR: As low as Prime + 8.99% (Currently 13.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $75.00
Reward Program: Extra Travel Rewards, Double Points
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

    *See Terms and Conditions.
More info           Apply

Bank of America® Accelerated Rewards™ American Express® CardCredit Card
Apply for the Bank of America® Accelerated Rewards™ American Express® Card

Everyday life has its own rewards.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: PetRewards Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
  • Earn rewards faster with 1.25 points for every net retail purchase dollar*
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.
  • Identify theft recovery and absolute fraud protection*
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

Bank of America WorldPoints™ Platinum Plus® CardCredit Card
Apply for the Bank of America WorldPoints™ Platinum Plus® Card

The WorldPoints credit card gives you a world of choice.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.99%*
Cash Advance APR: 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: WorldPoints
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • Earn 1 Point for every dollar you spend in net retail purchases.*
  • Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No annual fee
  • Low Intro Rate
  • Absolute Fraud Protection
  • Free 24/7 Concierge Service
  • Card issued by FIA Card Services, N.A.

    *See website for important rate and fee information.
More info           Apply

Miles by Discover® CardCredit Card
Apply for the Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

BoatU.S. WorldPoints® Platinum Plus® Visa®Credit Card
Apply for the BoatU.S. WorldPoints® Platinum Plus® Visa®

Bonus points for "marine" net retail transactions.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: WorldPoints with Marine Bonus Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:
  • No annual fee.
  • Absolute fraud protection
  • Online access and 24-hour service
  • Access to the MyConciergeSM service, a unique personal assistance service
  • Introductory 0% Annual Percentage Rate (APR)* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10).

    *See website for important rate and fee information.
More info           Apply

Bank of America MilesEdge® CardCredit Card
Apply for the Bank of America MilesEdge® Card

Travel the way you want!

Summary:

APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $19.00
Reward Program: Points for Travel Rewards
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Credit Line: Minimum $500
Issuer: Bank of America

    Features:
  • 0% fixed introductory APR on purchases and balance transfers for the first six billing cycles*
  • Earn points for worldwide travel rewards
  • 1,000 bonus points with first purchase
  • Earn one point for every $1 in purchases*
  • Receive 1,000 bonus points after your first purchase
  • Earn points toward worldwide travel and related rewards beginning at 10,000 points
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply for the Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Reward Program: Starpoints
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in
  • 95 countries including Sheraton, W Hotels, Westin and more
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • No annual fee for the first year and $45 thereafter
  • Express Approval. Get a decision in less than 60 seconds

    *See Card Terms and Conditions
More info           Apply

Choice Privileges® Visa® Platinum CardCredit Card
Apply for the Choice Privileges® Visa® Platinum Card

Redeem points towards free nights, airline miles, gift certificates.

Summary:

APR for Balance Transfers: 1.99%* (for six billing cycles)
Balance Transfer Fee: None
Intro APR for Purchases: 1.99% (for six billing cycles)
Ongoing APR: Prime + 13.99% (Currently 18.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Miles, Points, Free Nights
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Credit Line: Minimum $500
Issuer: Bank of America

    Features:
  • 8,000 Points awarded after 1st purchase
  • 2 points for every $1 on net retail purchases
  • Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®
  • No Annual Fee
  • Total Security Protection
  • Card issued by FIA Card Services, N.A.

    *See important rate and fee information.
More info           Apply

Citi PremierPassSM CardCredit Card
Apply for the Citi PremierPass Card

Fly wherever and whenever you want.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 6.99% (Currently 11.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Rewards, Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*

    *See Terms and Conditions.
More info           Apply

Starwood Preferred Guest® Business Credit CardCredit Card
Apply for the Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guests earn free nights at 850 hotels and resorts in 95 countries.

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $0-$45
Reward Program: Starpoints / Starmiles
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:
  • Earn 10,000 Starpoints® with your first purchase — that's good for up to three free nights!*
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels
  • Transfer Starpoints to over 30 frequent flyer programs
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

    *View Terms & Conditions.
More info           Apply

WorldPerks® Visa® Platinum CardCredit Card
Apply for the WorldPerks® Visa® Platinum Card

Up to 20,000 Bonus Miles. Plus, pay no annual fee the first year.*

Summary:

APR for Balance Transfers: Prime + 9.75% (Currently 14.75%)
Balance Transfer Fee: 3% (minimum $5; no maximum)
Ongoing APR: Prime + 9.75% (Currently 14.75%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $55.00
Reward Program: WorldPerks® Miles (SkyTeam® Member)
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20-25 Days
Credit Line: Up to $15,000
Issuer: U.S. Bancorp

    Features:
  • One-time Enrollment Bonus
  • 21,000-mile award tickets
  • No preset spending limit
  • No cap on miles you earn
  • 15% off National Car Rental®
  • Free Emerald Club® membership
  • VIP perks with Hideaways
  • $300 NWA Travel E-CertSM
  • 24-hour Concierge Service
  • Partner Airline redemption

    *View the Terms and Conditions.
More info           Apply

Gold Delta SkyMiles® Business Credit CardCredit Card
Apply for the Gold Delta SkyMiles® Business Credit Card

Always Double Miles®!

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $0-$95
Reward Program: SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Issuer: American Express Co.

    Features:
  • Get 20,000 SkyMiles after your first purchase
  • Earn up to 30,000 Bonus Miles in your first year
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay for all or part of your fare with miles
  • and put the rest on your Card; start redeeming at just 10,000 miles
  • Save 5% on Delta flights with your Card
  • One Delta mile for virtually every dollar you spend; earn two Delta miles for virtually every dollar you spend at
  • office supply stores, gas stations, home improvement and hardware stores, wireless phone bill payments, and qualifying Delta flights
  • No annual fee for the first year - a savings of $95
  • No annual fee for Additional Cards
  • Annual $99 Companion Certificate
  • Save 3-25% on business purchases at companies like FedEx, Hertz®, and more

    *View Terms & Conditions.
More info           Apply

Blue Sky® from American Express®Credit Card
Apply for the Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Travel Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Issuer: American Express Co.

    Features:
  • Earn points on everything you buy with the Card
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

    *See Terms, Conditions & Disclosures
More info           Apply

WorldPerks® Visa® Signature CardCredit Card
Apply for the WorldPerks® Visa® Signature Card

Earn up to 20,000 Bonus Miles* with the WorldPerks® Visa® Signature Card!

Summary:

Ongoing APR: Prime + 9.75% (Currently 14.75%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $90.00
Reward Program: WorldPerks® Miles (SkyTeam® Member)
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20-25 Days
Credit Line: No pre-set limit
Issuer: U.S. Bancorp

    Features:
  • Double Miles for purchases direct from Northwest Airlines®
  • Accepted at millions of locations worldwide
  • No pre-set spending limit
  • Annual fee is $90

    *View the terms and Conditions.
More info           Apply

Advanta Life-of-Balance Platinum CardCredit Card
Apply for the Advanta Life-of-Balance Platinum Card

The BusinessCard as individual as your business...only from Advanta.

Summary:

APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 3.99% (Currently 8.99%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Issuer: Advanta Bank

    Features:
  • 2.99% Fixed APR for LIFE on balances transferred within 3 months
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions.
More info           Apply

Advanta Custom Platinum BusinessCard with RewardsCredit Card
Apply for the Advanta Custom Platinum BusinessCard with Rewards

A business credit card, now with your favorite image on it.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 5% Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Issuer: Advanta Bank

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus logo or other image!
  • No Tax ID required for application
  • Build Business Credit with the Advanta BusinessCard

    * See website for Terms and Conditions.
More info           Apply

Advanta Platinum with RewardsCredit Card
Apply for the Advanta Platinum with Rewards

Low Rates, Rich Rewards and Exclusive Savings.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 5% Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Issuer: Advanta Bank

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions, important information, benefits and limitations.
More info           Apply

:: Bookmark us for all your future credit card needs! (Ctrl-D)         :: Privacy Policy         :: Disclaimer         :: Top of Page