Platinum Credit Cards

With an excellent credit rating and high enough income, you should qualify for a platinum credit card of exclusive benefits. If you are looking for the best credit card features and benefits, go platinum. Banks are competing for consumers like you, and offer numerous perks with their platinum cards tp get your business. From a 0% intro APR to miles, reward points, or additional insurance, you can have it all with platinum.

Please select one of our Platinum credit cards from below or choose another sub-category from the menu on the left.

Chase Free Cash Rewards^SM Visa® Card

A decision that's easy to make: FREE CASH!

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Cash Back or Gift Card/Certificate
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:

• Earn 1 point for every eligible $1 in purchases*
• 1,000 Bonus Points* with your first purchase
• Intro 0% Fixed APR for up to 12 months*
• No Annual Fee
• Get your rewards with as few as 2500 points
• Choose from either a $25 check or a $25 gift card/certificate
  
  *See Pricing & Terms.

More info           Apply

Citi® Home Rebate Platinum Select® MasterCard®

Time flies. Wouldn't it be nice if your mortgage did too?

Summary:

APR for Balance Transfers: Prime + 4.99% (Currently 9.99%)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Mortgage Rebate
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:

• Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
• Receive 1% on all other purchases
• Rebate automatically applied to your mortgage principal
• NO CAP or limits on the amount of rebates you can accumulate in a year
• No annual fee
  
  *See Terms and Conditions.

More info           Apply

Chase PerfectCard™ MasterCard®

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%!

Summary:

APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None*
Reward Program: Rebate (Credit)
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:

• 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
• 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
• 1% rebates on ALL other purchases made anywhere else*
• 0% Intro APR* for up to 6 months*
• No Annual Fee
  
  *See Pricing & Terms.

More info           Apply

AARP Rewards Platinum Visa® Card

A full 1% back for every dollar you spend.

Summary:

APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 14.74% (Currently 19.74%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Rewards Points
Late Fee: $15-$35
Overlimit Fee: $29.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:

• Earn one reward point for every dollar you spend.*
• 0% APR for up to 6 months and pay no annual fee.*
• No telemarketing calls.
• Zero unauthorized liability.
• Exclusive discounts for AARP Platinum Visa cardmembers.
• Automatic AARP Rewards Platinum Visa card benefits.
  
  *See Pricing & Terms.

More info           Apply

Capital One® Standard Platinum

Great choice if you carry a balance short-term.

Summary:

APR for Balance Transfers: 19.55%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 19.55%
Cash Advance APR: 22.65%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank

    Features:

• 0% on purchases until December 2008. After that, variable APR, currently 19.55%
• No annual fee
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
• Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
  
  *See website for Disclosures.

More info           Apply

Chase Flexible Rewards^SM Platinum Visa®

Your choice. Your chase.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Bonus Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:

• Earn 1 point for every dollar spent*
• Earn airline tickets, hotel stays or car rentals.
• 0% introductory APR* for up to 12 months
• The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
• No Annual Fee
  
  *See Pricing & Terms.

More info           Apply

Citi® Diamond Preferred® Rewards Card

For every passion, there's a reward.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: As low as Prime + 5.49% (Currently 10.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Reward Points, Gift Card
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:

• 0% APR* on balance transfers for 12 months
• 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases*
• Earn 1 ThankYou Point on all other purchases
• No annual fee and FREE rewards program
• Citi® Identity Theft Solutions
• Price Protection Program
• $0 Liability on unauthorized purchases
  
  *See Terms and Conditions.

More info           Apply

Citi® Dividend Platinum Select® Card for College Students

You've got the power to build your future.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-2% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:

• No Cosigner or Minimum Income Required
• Free Online Account Management
• Citi® Identity Theft Solutions
• Citi® Photocard option*
• The Lost Wallet® Service*
• Credit Education Tools
• 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
• Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
• Earn 1% cash back on all other purchases
  
  *See Terms and Conditions.

More info           Apply

Citi® Diamond Preferred® Card

Apply now — it's in your best interest!

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for Up to 12 Months*)
Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:

• 0% APR* on balance transfers and purchases for up to 12 months
• No annual fee
• Citi® Identity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management
• Balance transfer fee applies with this offer
  
  *See Terms and Conditions.

More info           Apply

Platinum Business Credit Card from American Express®

Platinum Business Credit Card from OPEN® the Small Business Team

Summary:

APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Optional (fee applies) Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Credit Line: $1,000 to $50,000
Issuer: American Express Co.

    Features:

• Option to enroll in the Membership Rewards Express® Program fee-free
• There's no limit to the number of points you can earn
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
• 0% APR for the first 12 months
• No annual fee and fee-free Additional Cards
• Balance Transfer APR: 4.99%*
• Get a decision in less than 60 seconds
• Easy, 1-page online application
  
  *View Terms & Conditions.

More info           Apply

AT&T Universal Savings Platinum Card

The innovation that saves you 10% on all the others.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 10% Savings*
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Credit Line: Minimum $500
Issuer: Citibank

    Features:

• Up to 10% savings for the first 12 months on AT&T purchases*
• Plus AT&T calling benefits*: Up to 30 free phone minutes each month
• 0% APR on balance transfers for up to 12 months*
• No annual fee
  
  *See Terms and Conditions.

More info           Apply

Advanta Life-of-Balance Platinum Card

The BusinessCard as individual as your business...only from Advanta.

Summary:

APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 3.99% (Currently 8.99%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Issuer: Advanta Bank

    Features:

• 2.99% Fixed APR for LIFE on balances transferred within 3 months
• Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set spending limits per user
• $0 Fraud Liability
• Personalized card — your company name on the card, plus your logo.
  
  * See website for Terms and Conditions.

More info           Apply

HSBC Weekend Card

Cash back on all purchases, all the time—double cash back on weekends.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Reward Program: 1-2% Unlimited Cash Back
Grace Period: 20 Days
Issuer: HSBC Bank Nevada, N.A.

    Features:

• Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays
• 1% cash back on every single credit card purchase made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on balance transfers for 12 months*
• No annual fee
  
  *See terms & conditions.

More info           Apply

Bank of America WorldPoints™ Platinum Plus® Card

The WorldPoints credit card gives you a world of choice.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.99%*
Cash Advance APR: 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: WorldPoints
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:

• Earn 1 Point for every dollar you spend in net retail purchases.*
• Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
• No annual fee
• Low Intro Rate
• Absolute Fraud Protection
• Free 24/7 Concierge Service
• Card issued by FIA Card Services, N.A.
  
  *See website for important rate and fee information.

More info           Apply

Citi® Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate.

Summary:

APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for Up to 12 Months*)
Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank

    Features:

• 0% APR* on balance transfers and purchases for up to 12 months
• No annual fee
• Citi® Identity Theft Solutions
• $0 Liability on unauthorized purchases
• Secure, free online account management
  
  *See Terms and Conditions.

More info           Apply

Discover® More^SM Card

Get it all... 5% Cashback Bonus® in categories that change four times a year*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
• 0% Intro APR*
• Fraud specialists dedicated to helping you 24/7
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® More^SM Card - Sealife Collection

Choose Your Sealife Card Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Up to 5% Cashback Bonus® Award on Gas Purchases
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
• Easy online account options that put you in control
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

HSBC Platinum MasterCard® with Cash Back Rewards

If you prefer cash back to reading the fine print, this card is for you.

Summary:

APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Reward Program: Cash Back Rewards
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: HSBC Bank Nevada, N.A.

    Features:

• Earn an unlimited 1% cash back on every single purchase
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Intro APR on balance transfers for the first 12 months*
• No annual fee
  
  *See terms & conditions.

More info           Apply

Advanta Custom Platinum BusinessCard with Rewards

A business credit card, now with your favorite image on it.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 5% Cash Back or Travel Rewards
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Issuer: Advanta Bank

    Features:

• 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
• 7.99% Variable APR on Purchases
• Choice of 5% Cash Back on office supplies, gas and more*
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set spending limits per user
• $0 Fraud Liability
• Personalized card — your company name on the card, plus logo or other image!
• No Tax ID required for application
• Build Business Credit with the Advanta BusinessCard
  
  * See website for Terms and Conditions.

More info           Apply

NASCAR RacePoints^SM Platinum Plus® Visa® Card

Rewards at Every Turn.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: NASCAR RacePoints®
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:

• Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles.
• Earn NASCAR RacePoints® every time you make a purchase.
• No annual fee.
• Online Banking Service
• Total Security Protection®
• Card issued by FIA Card Services, N.A.
  
  * See website for important rate and fee information.

More info           Apply

Bank of America® Accelerated Rewards™ American Express® Card

Everyday life has its own rewards.^™

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 9.9%*
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: PetRewards Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:

• Earn rewards faster with 1.25 points for every net retail purchase dollar*
• 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
• No Annual Fee and the flexibility to pay over time
• Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
• Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
• Free 24/7 Concierge Service
• Access to more than 2,200 American Express Travel Services locations worldwide to help you
• Card issued by FIA Card Services, NA.
  
  *See important rate and fee information.

More info           Apply

Wyndham Rewards Mastercard^SM

More ways to earn! More ways to Reward yourself.

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.9%
Cash Advance APR: 19.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: Travel Rewards
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: 20 Days (Min.)
Issuer: Bank of America

    Features:

• Low APR
• Hotel Rewards
• No Annual Fee
• Balance Transfers
• Good to Excellent Credit Required
• Card issued by FIA Card Services, NA.
  
  *See website for important rate and fee information.

More info           Apply

Disney Rewards® Visa® Card from Chase

Get a variety of magical rewards no other card can match!

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Disney Rewards^SM
Late Fee: $14-$34
Overlimit Fee: $29.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank

    Features:

• No Annual Fee
• 0% Intro APR for up to 12 months*
• No Block-out Dates
• Visa® Platinum Benefits
  
  *See Pricing & Terms.

More info           Apply

Brighter Planet™ Visa® Credit Card

Earn points with every purchase to offset carbon dioxide (CO2) emissions!

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.99%*
Cash Advance APR: 0% for twelve billing cycles, then 24.99%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Reward Program: EarthSmart™ Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Grace Period: At least 20 Days
Issuer: Bank of America

    Features:

• Automatic point redemptions to help build renewable energy projects
• 1 EarthSmart Point for every $1 net retail
• 1,000 EarthSmart bonus points with first transaction
• 1,000 EarthSmart bonus points for signing up for paperless statements
• 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles*
• Card issued by FIA Card Services, N.A.
  
  *See important rate and fee information.

More info           Apply

Discover® More^SM Card - American Flag

Patriotic, American Flag Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply