Student Credit Cards
Please select one of our Student credit cards from below or choose another sub-category from the menu on the left.
Citi® Dividend Platinum Select® Card for College Students
You've got the power to build your future.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-2% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-2% Cashback
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
Features:
- No Cosigner or Minimum Income Required
- Free Online Account Management
- Citi® Identity Theft Solutions
- Citi® Photocard option*
- The Lost Wallet® Service*
- Credit Education Tools
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- Build your credit history
*See Terms and Conditions.
Citi® Bronze®/AAdvantage® Card for College Student
Your next flight may cost less than your next pizza.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Issuer: Citibank
Features:
- No annual fee for your card and free membership in American Airlines AAdvantage® program*
- Earn 1 AAdvantage® mile for every $2 you spend — up to 25,000 miles per year*
- No blackout dates on AAdvantage® award travel*
- AAdvantage® miles may never expire*
- $0 liability on unauthorized charges
- Access to credit education tips and tools
- No minimum income or co-signer required
- Special Student Deals
*See Terms and Conditions.
Capital One® No Hassle CashSM Rewards for Students
Establish Credit™Save For Your Next Big Purchase
Summary:
APR for Balance Transfers: 16.65%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
APR for Balance Transfers: 16.65%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for — until December 2008)
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Issuer: Capital One Bank
Features:
- If you have a limited credit history or past credit problems, this cash rewards card is for you
- 25% annual bonus on the cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won't expire for the life of your account
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%*
- Great savings—At Capital One Saving ZoneSM on Yahoo! Shopping
*See website for Disclosures.
Chase + 1SM Student MasterCard®
All that you expect and then some
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Karma Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Karma Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Issuer: Chase Manhattan Bank
Features:
- 0% Introductory APR on all purchases and balance transfers for up to 6 months*
- No Annual Fee
- Get music, movies, electronics, and more with your Karma Points in the Chase+1 store
*See Pricing & Terms.
Fidelity Investments® 529 College Rewards® American Express® Card
Start Saving For College!
Summary:
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 16.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Reward Points*
Late Fee: $15-$39
Overlimit Fee: $15 or $39
Grace Period: At least 20 Days
Issuer: Fidelity Investments
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 16.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Reward Program: Reward Points*
Late Fee: $15-$39
Overlimit Fee: $15 or $39
Grace Period: At least 20 Days
Issuer: Fidelity Investments
Features:
- Earn 1.5% on net retail purchases charged to the card
- Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
- 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
- With American Express SelectsSM, enjoy special online offers for your family from merchants around the world
- Card issued by FIA Card Services, N.A.
*See website for complete Terms and Conditions of card usage and application disclosure.
Citi® Platinum Select® Visa® Card for College Students
You establish great friendships in college. Establish great credit too.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
Features:
- 0% APR* for 6 months on purchases, cash advances and balance transfers
- $0 liability on unauthorized purchases
- FREE Online Account Management
- No minimum income or cosigner required
- No annual fee
- Free Online Account Management
- Great student discounts
*See Terms and Conditions.
Discover® Student Open RoadSM Card
Get the card that's right for you, now and down the road.
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Features:
- 0% Interest* on Purchases for 6 Months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus® on all other purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
*View rates, fees, rewards and other important information.
Discover® Student Card - Monogram Collection
Displays your Initials!
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-5% Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Features:
- Choose your personalized card design
- 0% Interest* on Purchases for 6 Months
- No Annual Fee
- Easy Online Account Management Options
*View rates, fees, rewards and other important information.
Citi® Driver's Edge® Visa® for College Students
School's hard. Getting this card is not.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Drive Rebates®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: Drive Rebates®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
Features:
- 0% APR* for 6 months on purchases, cash advances, and balance transfers
- Earn rebates towards any car, new or used*.
- Build your credit history
- Free online account management
- $0 liability on unauthorized purchases
- No annual fee
*See Terms and Conditions.
Citi® mtvU™ Platinum Select® Visa® Card for College Students
Get serious rewards.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 8.99% (Currently 13.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Issuer: Citibank
Features:
- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points for paying on time
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, MTV events, and airline tickets
- No Annual Fee
*See Terms and Conditions.
Discover® Student Card - Clear
0% Interest* on Purchases for 6 Months
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Features:
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- Easy online account options that put you in control
- $0 Fraud Liability Guarantee
- Cool, Clear Design
*View rates, fees, rewards and other important information.
Discover® Student Card
Easy online account options that put you in control
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Features:
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Discover® Student Card - Tropical Beach
Tropical Beach Design!
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Issuer: Discover Bank
Features:
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- Easy Online Account Management Options
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
The PAYjr Visa Buxx Card
Optional use of Chore & Allowance system!
Summary:
Total Initial Charge: $5.45
Credit Line: maximum $5,000
Issuer: The Bancorp Bank
Total Initial Charge: $5.45
Credit Line: maximum $5,000
Issuer: The Bancorp Bank
New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Summary:
Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Reward Program: Travel Rewards
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Reward Program: Travel Rewards
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Issuer: New Millennium Bank
Features:
- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
First PREMIER Bank Secured MasterCard®
A MasterCard® Credit Card for Those with Less than Perfect Credit!
Summary:
Ongoing APR: 19.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $69.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Issuer: First PREMIER Bank
Ongoing APR: 19.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $69.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Issuer: First PREMIER Bank
Features:
- Reports monthly to 4 Major Credit Bureaus
- Quality Customer Service
- Accepted where you see the MasterCard® logo
- Over 3 million credit card holders
- Enjoy the benefit of 24-hour phone account access
*See Rates, Fees & Terms for current information.
Western Union® Prepaid MasterCard®
Credit problem? No problem!
Summary:
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Issuer: BankFirst
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Issuer: BankFirst
Features:
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
Wired Plastic™ Prepaid Visa® Card
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Summary:
Reward Program: Wired Points™
Total Initial Charge: $9.95
Issuer: BankFirst
Reward Program: Wired Points™
Total Initial Charge: $9.95
Issuer: BankFirst
Features:
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.


















